Frugality can have a new meaning once you begin earning a higher income. While some view frugality as saving money, it can also have the simple meaning of living within your income means. Being frugal will prepare you for the future while still allowing you to enjoy the lifestyle you build over time, and the joys that come from your career, family, and travel. Income is not wealth, so to build wealth you must be aware of your spending habits. Change your mindset, change your outcome!
Many people wonder how to achieve financial peace of mind. We often hear; how do I/we prudently save for retirement, repay student loans and consumer debt, pay off a mortgage, and ultimately reach my/our financial potential?
During December, the stock market endured a rollercoaster of ups and downs. The volatility created fear for many in regards to their retirement savings and the future of the economy. While the fluctuations may cause concern, it is important to stay the course and remain emotionally disciplined during these times.
How do you prepare yourself from a cyber-attack on your personal information? Something you check daily may be the number one threat. The inbox for your personal or work email is often where the number one threat to harmful content and click bait occurs. Spoofed and fake emails pose the greatest risk to the average person.