The holiday season is approaching, meaning holiday induced financial stress is right around the corner. Having a sound spending plan before the season starts can reduce the fretfulness that follows. Holiday stress usually surrounds three areas, money, time, and energy.
Over the past two decades, planning for retirement has changed and requires a new level of planning and saving. Several factors have made the way you save your money different, from where you put it, to how much you need to save, and how long you will save for. While some of these changes may seem negative, they provide for a better quality of life and new freedoms throughout our retirement years.
While many people state they are going to be a millionaire or want to be a millionaire, it takes more than just a statement and a full-time job to reach this goal. Reaching your goal will require a millionaire mindset and a plan to execute. Planning can be easy if you are developing your small goals and large goals in alignment. This allows you to create a timeline for yourself.
It comes as no shock that millionaires have a high level of confidence. Often, confidence is gained along the road to financial success through a series of obstacles and accomplishments, giving you greater self-assurance in the decisions you make. Confidence can be seen in many aspects of the millionaire’s life, from investment and entrepreneurship, to household responsibility and spending habits.