The holidays can be stressful, and finding joy can be difficult while busily working to have the perfect holiday. The perfect holiday can often leave you depleted, but spending time on others will leave you refreshed and rewarded.
The holiday season is approaching, meaning holiday induced financial stress is right around the corner. Having a sound spending plan before the season starts can reduce the fretfulness that follows. Holiday stress usually surrounds three areas, money, time, and energy.
Over the past two decades, planning for retirement has changed and requires a new level of planning and saving. Several factors have made the way you save your money different, from where you put it, to how much you need to save, and how long you will save for. While some of these changes may seem negative, they provide for a better quality of life and new freedoms throughout our retirement years.
While many people state they are going to be a millionaire or want to be a millionaire, it takes more than just a statement and a full-time job to reach this goal. Reaching your goal will require a millionaire mindset and a plan to execute. Planning can be easy if you are developing your small goals and large goals in alignment. This allows you to create a timeline for yourself.