As the new year is upon us, a positive mindset on personal and financial goals can greatly affect your capability to achieve them. While it may seem simplistic, your state of mind has much more to do with your outcomes and success than you may think.
The holidays can be stressful, and finding joy can be difficult while busily working to have the perfect holiday. The perfect holiday can often leave you depleted, but spending time on others will leave you refreshed and rewarded.
The holiday season is approaching, meaning holiday induced financial stress is right around the corner. Having a sound spending plan before the season starts can reduce the fretfulness that follows. Holiday stress usually surrounds three areas, money, time, and energy.
Over the past two decades, planning for retirement has changed and requires a new level of planning and saving. Several factors have made the way you save your money different, from where you put it, to how much you need to save, and how long you will save for. While some of these changes may seem negative, they provide for a better quality of life and new freedoms throughout our retirement years.